It's almost Thanksgiving, everyone! I don't know about you, but I love Thanksgiving... and not for reasons you might expect. Why do I love Thanksgiving? Because I know exactly what we're having for dinner.. and lunch and dinner and lunch and dinner and lunch and dinner... Since becoming "an adult" with a house and a husband, I am 50% of the time in charge of meal planning. My husband covers Continue Reading
Want to Save Money? Try a Holiday Savings Challenge
Tell me if this sounds like you: you have an awesome holiday season, enjoying Thanksgiving, Christmas and any other holiday traditions with your family and friends, then January rolls around and you receive your credit card bill. It's higher than you expected and now you're stressed, wondering how you're going to pay off your credit card this month and pay all your other bills. You could pay half Continue Reading
Subscription Boxes Are Not the Reason You’re Still in Debt
Occasionally I’ll see things on the web that inspire a blog post, and something that has popped up here and there in the personal finance sphere is subscription boxes. Specifically, how they’re a waste of money and if you buy them, you’re a lazy, uncreative Millennial who must enjoy wasting her money. I say ‘her’ because it seems to me that people who say subscription boxes are a “waste of money” Continue Reading
Thinking of Leaving Your Job? 9 Steps to Prepare
Earlier this year, I was having a really tough time with my full-time job. It got to the point where my only goal was to get out of there and do something, anything, else. But since we have a mortgage and bills to pay, I knew I couldn’t just submit my two weeks resignation and call it good. After all, who would feed the dog?? My husband works and has a good job, but with my student loan debt, we Continue Reading
How to Make Zero-Based Budgeting Work for You
Is it really wrong to live paycheck to paycheck? This is a crazy question, isn’t it? Of course living paycheck to paycheck is a bad idea! When people say “I live paycheck to paycheck”, most people immediately flash to someone who has no savings, no retirement, and no emergency fund. In the worst cases, we might even think of someone who spends frivolously with no care about her future. But that’s Continue Reading
Do You Really Save Money Cutting the Cable Cord?
I’ve never really been a fan of cable companies. Ever since I was a kid, I heard my parents complaining how the cable and internet bill would go up every few months, how the company was notoriously unresponsive, and how “we pay for cable but still have commercials!” So when I graduated college and lived in an apartment with a bunch of roommates, it made sense we all opted to pool our various Continue Reading
You Can Be a Minimalist in a Big House
A while ago, I wrote a post called “Get Organized to Save Time and Money”, and I was so proud of myself for decluttering and organizing my stuff. “It’ll stay like this forever!” I said to myself. Yeah, I’m sure you’re laughing right now :) No matter how good our intentions are, keeping a neat, organized house is tough, even tougher if you’re busy, stressed, or had a crazy week (or few weeks… Continue Reading
Saving Money in Expensive Cities
There are a lot of advantages to living in a city. Cities offer a wide variety of people, foods, art, work, cultural, experiences that most small towns do not. They also offer convenience. In a city running out to the store isn’t usually a big deal. Residents rarely have to drive for hours to be able to shop somewhere that isn’t a grocery store. There are also far more options for health care and Continue Reading
How to Save Money on Commuting
Next month, B and I move into our new house - yay! - substantially farther away from my current job - boo! It almost goes without saying that I'm stressing out about the commute. Commuting takes a lot from you: time, money, gas, maybe even a little sanity. How can you (and I) save ourselves from commuting? Luckily, today Anum tackles the subject of saving money on commuting. While we might not be Continue Reading
3 Places to File Your Taxes For Free Before April 18th
The April 18 tax deadline is fast approaching. If you haven’t begun to sort out your taxes, there’s still some time to ensure the IRS receives all the information it needs. The easy way is to pay someone to do your taxes, but that can be expensive and it's best saved for complicated situations, such as if you’re a business owner, especially if you are looking into cryptocurrency taxes. Continue Reading