If you’ve ever tried to set up a budget before, you’ll know that while it sounds easy, it can turn into a huge project. You start with the basics first, but then suddenly you’re asking yourself ‘well, is that coffee with my co-worker a fun expense, or is it a networking expense? What about when I had to buy shaving cream? The spouse/SO and I don’t share shaving cream, so is it a personal expense Continue Reading
10 Steps to Organize Your Financial Life
Today we have a guest post from Marc from VitalDollar.com on how to organize your financial life. If you've been struggling to save up money, pay off debt and get yourself on track with savings, Marc's step by step instructions will set you on the right path to money management. In order to get the most out of your money, you’ll need to have your finances in order. An unorganized financial life Continue Reading
Crush Your Budget in 2018 With This Awesome Giveaway!
Is 2018 your year - your year of getting your budget on lock, saving more money than you ever have before and/or paying off debt like a boss? Awesome - me too! Picture it: December 2018. Your savings account actually has money in it - $1,000, $3,000 - maybe even more! You’ve been making solid payments toward your debt - maybe you’ve even paid it off! Perhaps you’re even saving now for a big Continue Reading
Challenge Your Budget to Save More Money
We all know how to save money and pay off debt: spend less and make more. But even though we “know” what to do, it still can be hard to do - unless you have a budget. You’ll notice that I talk a lot about budgeting on this website. I talk about budgeting for: An emergency fund Paying for a wedding Planning for regular expenses And so many more topics on budget. One thing you Continue Reading
How to Make Zero-Based Budgeting Work for You
Is it really wrong to live paycheck to paycheck? This is a crazy question, isn’t it? Of course living paycheck to paycheck is a bad idea! When people say “I live paycheck to paycheck”, most people immediately flash to someone who has no savings, no retirement, and no emergency fund. In the worst cases, we might even think of someone who spends frivolously with no care about her future. But that’s Continue Reading
Saturday Budget Tracker Day!
Happy Saturday! Today’s post is going to be a short, interactive post where you can download a handy budget tracker to get going on your budgeting journey! Not familiar with what I’m talking about? All during the month of April, we’re talking budgets! Last week, we covered why it’s important to start a budget. On Tuesday, we talked about prioritizing our budgets based on what’s Continue Reading
7 Financial Spring Cleaning Tips
Hey everyone! Not only is April the season for spring, but it's also National Financial Literacy Month! What better way to celebrate the holiday with a little spring cleaning, right? :) Don't laugh - when I clean, I usually make money - either finding money in old purses, finding things I can sell, etc. Today, contributor Anum shares how you can financially prepare for your spring cleaning (use Continue Reading
Review of The One-Page Financial Plan
Hey everyone! Today ends our month-long discussion of everything budget! I know, I know, we love talking budgets (and saving!) around here, but fun has to come to an end sometime. Don’t worry, you know I’ll still remind you about sticking to your budget and planning for all those awesome goals you have! Speaking of setting awesome future financial goals (say that 5 times fast), I have Continue Reading
5 Habits of Successful Budgeters
For the month of April, we’ve been talking budgets: why budgets are important, how to set one, and how to keep ourselves from feeling deprived. In our eighth installment on budgeting, we’ll be crowdsourcing the best budgeting tips from other personal finance experts around the web. If you’ve wanted to be a better budgeter and improve your budgeting habits, you won’t want to miss this Continue Reading
Don’t Let FOMO Derail Your Budget
Welcome to the seventh installment of Sunburnt Saver’s Budgeting 101 series. During April, we’ll be talking budgets: why we should budget, how to prioritize your budgets, and how to plan for the expected (and unexpected!). If you like this series, please share your thoughts in the comment and let me know what questions you’d like answered (you can even comment if you don’t like this Continue Reading