I looked at the utility statement, then at one of my soon-to-be roommates, then at the paper statement again in disbelief. “The utility company says we can’t get utilities unless I have my parents co-sign or unless we pay a huge deposit.” Our eyes wide, we stared at each other - two hopeless 22-year-olds who still needed their parents (because you know we didn’t have tons of money for a big Continue Reading
The Number One Secret to Finding Clients as a Freelancer
I’ve been freelancing since 2014, basically ever since I started blogging. Back then (saying that makes me feel old but it does seem like it was a while ago!), getting freelance clients seemed a lot easier. Most of my clients came as referrals from other bloggers, who had too much work on their own and who passed their contacts on to me. Earning money on the side was the biggest way I paid off Continue Reading
How to Protect Yourself After Your Credit is Stolen
Have you ever done anything, ever, with your finances? Paid taxes, checked on your credit/credit score, bought a house? Then you might be affected by the Equifax data breach! You’ve probably already heard of the Equifax data breach, but here’s a quick summary. Equifax is one of three major credit bureaus, and over this past year, it lost control of customer data including Social Security numbers, Continue Reading
How to Make Zero-Based Budgeting Work for You
Is it really wrong to live paycheck to paycheck? This is a crazy question, isn’t it? Of course living paycheck to paycheck is a bad idea! When people say “I live paycheck to paycheck”, most people immediately flash to someone who has no savings, no retirement, and no emergency fund. In the worst cases, we might even think of someone who spends frivolously with no care about her future. But that’s Continue Reading
How to Be a Good Accountability Partner
Have you heard about accountability partners, either for workout/health goals, financial goals, or entrepreneurship goals? A lot of people search for accountability partners who are interested in the same things as they are: your sister-in-law, for example, for your “running buddy” accountability partner to make sure you finish that marathon. Some accountability partners are free, and others you Continue Reading
How You (And Why) You Should Pay Down Student Debt in Grad School
Today we have a guest post by Jacob at Dollar Diligence. Jacob is a math teacher by day and a personal finance blogger by night, and he's constantly looking at and analyzing numbers. He shares some of his best tips and tricks at his blog, Dollar Diligence. You can find him at Dollar Diligence online and on Twitter at @DollarDiligence. For the seven out of 10 undergrads who leave college with an Continue Reading
What Happens If You Get In An Accident? Healthcare for Freelancers
When I first decided I was going to work from home and become self-employed, my Mom was mostly worried about health insurance coverage. I’ve never been a sickly person, but my Mom is a Type A worrier (love you, Mom!) and thinks "worst case scenario" about me all the time. Surprisingly, she wasn’t worried I would “make it”, in terms of being able to pay the bills (which I guess means she believed Continue Reading
July 2017 Sephora Play Box
It's that wonderful time again - time to review the latest Sephora Play Box! This month, Play Box subscribers received some pretty neat things. The theme was "Glamp Out!" and everyone received a mask in their Play Boxes. I don't really equate camping and wearing a face mask... seems like bugs or smoke from your fire would get stuck to your face mask, thereby negating all the positive effects of Continue Reading
Do You Really Save Money Cutting the Cable Cord?
I’ve never really been a fan of cable companies. Ever since I was a kid, I heard my parents complaining how the cable and internet bill would go up every few months, how the company was notoriously unresponsive, and how “we pay for cable but still have commercials!” So when I graduated college and lived in an apartment with a bunch of roommates, it made sense we all opted to pool our various Continue Reading
20 Delicious, Easy 15 Minute Vegetarian Meals
Did you know that eating vegetarian meals can save $750 a year? The study, which you can read more about here, followed a full, year-long vegetarian meal plan, but many of us wouldn't be able to live vegetarian 365 days a year. I know my husband certainly would miss bacon after a while! That said, wouldn't saving a few hundred dollars a year by going meatless most or some days out of the week Continue Reading
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