If you read the title of this post, you’re probably asking yourself, “how does one become a financial failure at 18? Seriously, is that even possible? You’re barely an adult!” I could blame it on a few things: Lack of financial literacy in school Predatory lending to a teen WITH NO JOB (I was even shocked!)/Easy credit back in the freewheeling mid-2000s The Internet My Continue Reading
Saturday Budget Tracker Day!
Happy Saturday! Today’s post is going to be a short, interactive post where you can download a handy budget tracker to get going on your budgeting journey! Not familiar with what I’m talking about? All during the month of April, we’re talking budgets! Last week, we covered why it’s important to start a budget. On Tuesday, we talked about prioritizing our budgets based on what’s Continue Reading
June 2017 Sephora Play Box
This might seem crazy to say as a personal finance blogger (particularly one focused on paying off debt!) but I love make up, hair products, fragrances. If it's sold at Sephora or ULTA, chances are I'll love it. Before I left my full-time job, I was easily a "VIB" - in Sephora terms, that's a "Very Important Beauty" (Insider) - which basically means you spend $350 a year to get some special perks, Continue Reading
How to Reasonably Pay Off Your Student Loan Debt
Did you know 44.2 million Americans have student loan debt? You may have normal or refinanced student loan debt yourself, or know someone who does. As someone with nearly $80,000 in student loan debt, I've been through it all: the standard repayment plan, income driven plans, and the Revised Pay As You Earn (REPAYE) plan that came out recently. I've been through it all, but it's been tough! In Continue Reading
Is Working From Home Right for You?
I’ve now been working for myself (or, at least, working from home) since March 2017, and the transition has overall been smooth. That said, I did a lot of planning ahead to make sure I could handle working from home, because I’ve heard it can be tough and, in some cases, impossible. So is working from home right for you? The answer is: maybe. Unfortunately, it’s not for everyone - that’s Continue Reading
You Can Be a Minimalist in a Big House
A while ago, I wrote a post called “Get Organized to Save Time and Money”, and I was so proud of myself for decluttering and organizing my stuff. “It’ll stay like this forever!” I said to myself. Yeah, I’m sure you’re laughing right now :) No matter how good our intentions are, keeping a neat, organized house is tough, even tougher if you’re busy, stressed, or had a crazy week (or few weeks… Continue Reading
How I Make Money Online
When people share their income reports, I’m always really curious how they make money online, where they find clients, and why they finally decided to leave other employment (if they had a job before they started working from home). To be honest, I was incredibly privileged before I decided to make a huge leap and work from home. I had a great job, I had went and gotten an advanced degree Continue Reading
Four Ways a Timeshare Can Make Your Future Vacations More Affordable and More Enjoyable
It is important to take the time to get away from the hustle and bustle of life so that you can relax from time to time. Going on vacation is a great way to relax, but it can, unfortunately, be quite costly depending on how you plan it. There are loads of places that people want to go on vacation to though, for example, some people might be interested in spending their time at the Crowne Plaza Continue Reading
When DIY Home Remodel Goes Horribly Wrong
Just barely over 9 months ago, B and I moved into our baby money pit of a new house. It turns out, the former owner really wanted to do his own DIY home remodel. Sounds fancy, right? It's not; it's a horror show. Also, no, it's not a pit of babies waving around money. It's just a small pit where we keep throwing money into and we have no idea why. Although a pit of babies waving around money would Continue Reading
Want to Save Money for Your Summer Adventures? Here’s How!
If the world was perfect, we would all be able to fully fund our vacation with an account that always has plenty of money in it. The harsh reality though, is that most of us are just getting ready to start planning for the next vacation. Here is a look at a few ways that you can save money for your trip. You Need a Plan You will need to make a decision right now about the amount of money that Continue Reading
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