Saving up money can be a slow process, especially if you have something large in mind such as a house or an around-the-world trip. Those that are eager to save up money faster may consider working extra hours to help raise the funds. However, there are other ways to save up money faster without having to spend every daylight hour working away – here are just a few other ways to help you save up Continue Reading
4 Thrifty Household Hacks For The Money-Conscious
When you need to save money, it’s best to look inwards. Nope, not into your soul because you don’t want to start slashing that! Instead, it’s better to glance at the home and ask this question: are you overspending? The odds are the answer will be yes because most homeowners pay over-the-odds. It’s not the big things which are the problem; it’s the small ones. Although the costs are minimal, when Continue Reading
Are These the 5 Fastest Ways to Improve Your Credit?
There will come a time when a better credit score is a necessity. Maybe you are planning to buy your first house, or need a loan for the purchase of a car. The problem is that - while your credit is good - it is simply not good enough. There is positive news, however. Providing you are maintaining good relationships with your creditors, there are a number of additional steps you can take Continue Reading
4 Ways to Use Lighting to Transform Your Home
There’s a lot of different stuff that goes into creating the atmosphere in a given home. That tastefully chosen art-piece on the wall will certainly have an effect, just like the choice between modern, sleek, Scandinavian-noir furnishings and antique Victorian hardwood will completely change the overall aesthetic. But ornaments and design templates are all subject to one other factor which has Continue Reading
More Than Saving: Where to Put Your Money
Now, if you’ve been scurrying away money into your savings, then well done - it’ll definitely come in useful at some stage! However, there is such a thing as having too much cash in your savings. To make the most from the money you already have, you need to put it work. If you’ve got mountains of money sitting in your savings account, or you’re looking to change your financial approach moving Continue Reading
Maximize Your ‘Lifetime Salary’
How much money will you earn, in total, in your lifetime? It’s a difficult question to answer, of course. After all, who knows what the future might hold? However, we can say with some certainty that what you do today and in the near future can have a huge impact on that final figure. We can have a rough guess at what that figure might look like, too. According to research, the average Continue Reading
5 Things to Avoid Doing When Trying to Get Out of Debt
Getting out of debt is a financial action that many people are trying to take. However, this is not something that you can rush into and expect to get instant results. There are thousands of articles out there telling you how to get out of debt, but there are a lot fewer which tell you the mistakes to avoid which many people end up making. So, let’s look in more detail at five of these major Continue Reading
Four Things You Can Do If You Are Struggling Financially
There comes a time when we can all start to struggle financially. We can feel the pinch that is unexpected bills or the pressure from family members to do thing son the weekend or go on summer holidays. With fixed incomes being a real issue for many households these days where else is there to turn. If you are struggling financially, there are things you can do. I wanted to share with you just Continue Reading
When Is It The ‘Right Time’ To Sell Your Holding In A Mutual Fund Scheme
The Idea of Selling Mutual Funds Is More Mystifying Than Buying It Most of the investors, at one point in their investment lifecycle, grapple with the idea of selling their funds. The investment landscape is replete with advice on when is the most opportune time to sell your mutual funds but to sell your holding in a mutual fund scheme requires a certain degree of knowledge and an understanding Continue Reading
How to Win Sweepstakes Every Month
Today we have an excellent guest post from Earn It Save It about entering sweepstakes! Do you think sweepstakes are a waste of time, or that you would never win them? I thought so too, so I started doing it casually while watching TV. Once I won a few things, I was like... okay, this isn't the worst way to spend 20-30 minutes! Sweepstakes don't cost money and if you do them while Continue Reading