The tree has been taken down, decorations put away and all you have left now is a severe debt hangover. Many people have stepped into the new year with more bills racked up than expected. A MagnifyMoney report shows that 44% of all Christmas shoppers in the U.S have accumulated debt this past season.The average shopper in the U.S accrued at least $1,054 of holiday debt. This comes as no Continue Reading
Weather Wednesdays!
Are you looking for a fun way to challenge yourself to save more money this year? Well, not to toot my own horn, but I came up with a pretty cool and fun way to save money every month called Weather Wednesdays. What is the Weather Wednesdays Savings Challenge? Weather Wednesdays is a savings challenge where for the whole year, you save as much as the high temperature in your city. This Continue Reading
How to Set Better Resolutions
Happy 2019! Did you have a fantastic New Year's Eve celebration? I always love watching the fireworks (especially from around the world), it always feels like a fun way to ring in the new year!We're in January and you know what that means: everyone's going to be asking "what are your New Year's resolutions?" I used to be a huge fan of resolutions, but over the years I've usually been one of Continue Reading
20 Holiday-Themed Delicious Chocolate Gifts
Are you looking for some gift-giving inspiration this holiday season? You can't go wrong taste-wise or budget-wise with homemade gifts, especially if they're chocolate. These truffles and cake balls recipes are sure to be a hit - without your budget taking a hit this holiday season.The key is to not splurge too much on fancy chocolate - if you have an option among expensive chocolate, Continue Reading
10 Steps to Organize Your Financial Life
Today we have a guest post from Marc from VitalDollar.com on how to organize your financial life. If you've been struggling to save up money, pay off debt and get yourself on track with savings, Marc's step by step instructions will set you on the right path to money management.In order to get the most out of your money, you’ll need to have your finances in order. An unorganized financial life Continue Reading
Holiday Gifts for Your Work at Home Friend
Since becoming self-employed and working from home, I've realized a couple of things: 1) it can be lonely. Picture eating lunch by yourself... every single day. No more office banter (pros and cons to that)! 2) It can be uncreative. While I work in a creative field, I actually have to work hard to stay informed about cool stuff happening "outside". No longer do I hear about interesting things from Continue Reading
Debt Payoff Series: Jon with Compounding Pennies
A few months ago, I launched my debt payoff series: inspiring stories from people who have paid off or are in the middle of paying off debt. I figured you've been hearing enough about my debt payoff journey, and you might want some inspiration from others!In this post, Jon from Compounding Pennies discusses his debt payoff journey, what he did to pay off debt, his struggles and his Continue Reading
My Ruthless Christmas Gift Plan
This time last year I was several hundred dollars in debt - from Christmas presents. I couldn’t believe something that gave me so much joy in the moment could cause me so much pain only a few weeks later.That was right before I got into personal finance and started feverishly reading all I could about budgeting and managing money. In January, B and I sat down with an Excel spreadsheet and Continue Reading
Millennial Women Blogs to Follow in 2019
I know it's not 2019 yet, but listen. I can't hold back anymore about how awesome and useful these blogs are below. Are you a Millennial woman who feels like no one is talking about personal finance for you? There are personal finance blogs for so many groups of people, and there are commercialized sites that want to sell you stuff (but have tidbits of useful info, too!) - but what about personal Continue Reading
How to Start Your Own Crafting Business
Are you a Martha Stewart type and you’re ready to take your crafting hobby to the next level? Intent is one thing but transitioning your arts and crafts time into a legitimate side hustle is a completely different ball game. The first step is sitting down, creating a business plan, and asking yourself questions about your company setup and structure. Where will you sell your wares? What is your Continue Reading